Money Sanchay

केवल 30 रुपये रोज का निवेश आपको करोडपति बना देगा ! केवल 30 रुपए से बनेगा एक करोड़ ,जनिये कहाँ और कैसे ?? करोड़पति बनने का सबसे आसान तरीक़ा !! मान लें की आप की उम्र 20 साल की है और आप रोजाना केवल 30 रुपए बचाते हैं तो आप करोड़पति बन सकते हैं। जनिये कैसे  !  नौकरी या वायपार करने के साथ यदि आप बचत के बारे में नहीं सोच रहे हैं तो यक़ीं मानिए भविष्य में आपको भारी परेशानी का सामना करना पड़ सकता है। लेकिन हाँ यदि आप सही समय और सही जगह पर थोड़ा थोड़ा बचत करके पैसा लगाते हैं मतलब निवेश करते हैं तो आपको अपने भविष्य के बारे में ज़्यादा चिंता करने की जरुरत नहीं है। जो जितनी कम उम्र में बचत करके निवेश शुरू कर देगा वो ही सबसे अधिक फ़ायदे में रहेगा। मान लीजिए अगर आप रोजाना केवल 30 रुपए भी बचाते हैं तो रिटायरमेंट की उम्र तक आपके पास 1 करोड़ से भी ज्यादा की पूंजी हो सकती है  । दरअसल बात ये है कि एक बेहद छोटे सी रकम को भी आप लंबी अवधि तक निवेश किया जाए तो चक्रवृद्धि ब्याज (Compound Intrest) यानी ब्याज पे ब्याज के कारण सही समय पर किया गया आपका छोटा सा निवेश एक बेहद बड़ी पूंजी ...

Hi, Thanks for asking. Just do the math. You have a choice - To get Rs.1 lacs per day for next one month To get 1 Paisa per day doubling every day for one month what will you choose. Think…. Just for 31 days. 1 lacs or 1 paisa In option two until 28th day you get 26. 8 lacs vs 28 Lacs of option 1 but on the last day i.e. 31 days you get 214 Lacs vs 31 Lacs in option 1. This is the power of compounding. Lets see how it works in SIP To answer your question on SIP- I am taking an example of having a corpus of Rs. 1 crore over different periods of time from 5 years to 30 years. You will be surprised to know that you can achieve your goal of having a corpus of 1 core with monthly SIP of as low as Rs. 700 . Shocked ???? even in a conservative return scenario, you can achieve the target with a monthly SIP of Rs. 2860. Here is the ready reckoner for you - Now lets understand the power of compounding- Look at the above example of target corpus of Rs....

23 mutual fund schemes tripled investors’ money in five years Every mutual fund investor wants to multiply wealth. That too, in the shortest period. Is it possible? Can equity mutual fund schemes help them multiply wealth in a period of, say, five years? Here is the scoop. In fact, 23 equity mutual fund schemes tripled investors wealth in a period of five years. Our research focused on diversified equity funds, including large-cap, mid-cap, and multi-cap schemes. We did not include smallcap schemes as they typically manage the feat easily. We also excluded ELSS schemes and sectoral schemes because they cater to different needs. We looked at open-ended schemes, their regular plan with the growth option. Next, we took out the schemes’ five-year absolute returns starting from May 2013. Avoiding these seven things once a month will cause you to a crorepati We found 17 out of 25 midcap schemes managed to triple the invested sum in the five-year period....

Avoiding these seven things once a month will cause you to a crorepati Confused? Let Pine Tree State initial tell you that Rs one.3 large integer is simply engineered if you and your relations begin avoiding seven things, which too, just the once a month. Don’t worry, i'm not curtailing your leisure; you'll fancy doing a similar stuff you do currently. These tiny things won't solely bring discipline in your money life however, additional significantly, it'll teach your youngsters the worth of cash and facilitate them become accountable voters, initial towards the state so for his or her family. it'll not solely save the country's natural resources however conjointly facilitate your family traumatize emergencies or attain numerous goals. In a month's period, there is also numerous instances folks going out for a show with our family or to a edifice with our friends. Considering we have a tendency to do one thing of the kind each weekend of the m...

Why You Must Deposit Money In PPF Accounts Before Or On 5th Of Every Month Investment of up to Rs 1,50,000 in PPF account deposits per year ensures tax deduction under Section 80C. The interest rate offered on PPF accounts is currently 7.6% April 5 is important for Public Provident Fund (PPF) investors. Not just the fifth of April but the fifth of every month is significant for PPF subscribers. PPF accounts are a decent investment venue for customers not only because they help you save your money, but also help you cut down on income tax outgo. But PPF rules are hugely beneficial for people who deposit their installments before or on the fifth of every month. This is because the interest rate offered on PPF accounts - currently 7.6 percent -  is calculated on the minimum balance in the account between the fifth day of the month and the last day of the month. If you deposit your money after the fifth day of the month, you stand to lose out on substantial i...

7 Finance Liabilities That Will Ruin Your Net Worth Building net worth is about accumulating money and assets, but it's also about reducing liabilities. In short, it's about making sure debt isn't hurting your ability to achieve your financial goals. Here are some 7 Finance Liabilities  that can hurt your chances to build a high net worth.  If you're passionate about personal finance, you know about the importance of building net worth. This means accumulating things that will grow in value, while reducing your liabilities. A person with no debt, a home that they own free and clear, and a sizable retirement account likely has a high net worth.  A person with thousands of dollars in credit card debt, a burdensome mortgage, and no cash savings has a low or even negative net worth. 1. Car loans Many people live with car payments as a permanent part of their lives. Financing the purchase of a vehicle is a common practice, but is also an easy way to add...

5 Savings Mistakes to Avoid Regardless of why you're saving, be sure to avoid these common errors. You know that have a savings plan is important. Whether you are saving for retirement or college, it's important to consider your options and stick to your plan. Unfortunately, there are some obvious, and some not so obvious, pitfalls that could cost you dearly. Here are five savings mistakes to watch out for. 1. Waiting Too Long No matter your savings goal, it is important to start now. No more excuses. Waiting too long to start saving, whether it's for a home down payment, retirement or a vacation next summer, cost you money in the form of compound interest. You've seen those comparisons that tell you that you could have more than $500,000 socked away, instead of $245,000, if you just started saving for retirement 10 years earlier. The longer you wait to save, the less time the  magic of compound interest  will be working for you. 2. Neglecting Tax Adv...