Money Sanchay

  A portfolio with  extra  than 50% of  exposure  to equities  may be   labeled  as  competitive . A well- varied  portfolio can  defend   investors  from  temporary  setbacks  in the  market. By allocating their investments across  multiple  asset  training   which include  equities, fixed  profits , commodities,  real  estate, etc.  traders  can  reduce  risks. Buoyed  by way of  the outperformance of equities,  competitive   buyers  have  controlled  to get  better  returns than balanced and conservative ones  during the last  15 years. A portfolio with  more  than 50  percent  of  publicity  to equities  can be   labeled  as  aggressive ,  whereas  a portfolio with  higher   exposure  to fixed  incom...

केवल 30 रुपये रोज का निवेश आपको करोडपति बना देगा ! केवल 30 रुपए से बनेगा एक करोड़ ,जनिये कहाँ और कैसे ?? करोड़पति बनने का सबसे आसान तरीक़ा !! मान लें की आप की उम्र 20 साल की है और आप रोजाना केवल 30 रुपए बचाते हैं तो आप करोड़पति बन सकते हैं। जनिये कैसे  !  नौकरी या वायपार करने के साथ यदि आप बचत के बारे में नहीं सोच रहे हैं तो यक़ीं मानिए भविष्य में आपको भारी परेशानी का सामना करना पड़ सकता है। लेकिन हाँ यदि आप सही समय और सही जगह पर थोड़ा थोड़ा बचत करके पैसा लगाते हैं मतलब निवेश करते हैं तो आपको अपने भविष्य के बारे में ज़्यादा चिंता करने की जरुरत नहीं है। जो जितनी कम उम्र में बचत करके निवेश शुरू कर देगा वो ही सबसे अधिक फ़ायदे में रहेगा। मान लीजिए अगर आप रोजाना केवल 30 रुपए भी बचाते हैं तो रिटायरमेंट की उम्र तक आपके पास 1 करोड़ से भी ज्यादा की पूंजी हो सकती है  । दरअसल बात ये है कि एक बेहद छोटे सी रकम को भी आप लंबी अवधि तक निवेश किया जाए तो चक्रवृद्धि ब्याज (Compound Intrest) यानी ब्याज पे ब्याज के कारण सही समय पर किया गया आपका छोटा सा निवेश एक बेहद बड़ी पूंजी ...

Hi, Thanks for asking. Just do the math. You have a choice - To get Rs.1 lacs per day for next one month To get 1 Paisa per day doubling every day for one month what will you choose. Think…. Just for 31 days. 1 lacs or 1 paisa In option two until 28th day you get 26. 8 lacs vs 28 Lacs of option 1 but on the last day i.e. 31 days you get 214 Lacs vs 31 Lacs in option 1. This is the power of compounding. Lets see how it works in SIP To answer your question on SIP- I am taking an example of having a corpus of Rs. 1 crore over different periods of time from 5 years to 30 years. You will be surprised to know that you can achieve your goal of having a corpus of 1 core with monthly SIP of as low as Rs. 700 . Shocked ???? even in a conservative return scenario, you can achieve the target with a monthly SIP of Rs. 2860. Here is the ready reckoner for you - Now lets understand the power of compounding- Look at the above example of target corpus of Rs....

My Investing Mistakes and How Can  You  Learn From  I have been investing since 2010. Its 9 years to learn a lot of things from the investing process. I have learned a lot with the "Trial and Error" technique. I have made a lot of mistakes which caused huge losses but the best thing was I had not stopped investing and now earned a lot from my Investment. Always remember "Time is an investor's closest friend". Investment is most important in life and investment fight with inflation which is growing day by day with increasing rate and the market is going more unpredictable. So if you're young and want to start investment don't be late to learn from others' mistakes and follow some great investor techniques. But I recommend you that you should invest when you got some skilled have good resources. Let's talk about my investing mistakes 1. Not investing soon I have been earning part-time from 2006. Like other young adults, I spend a...